Atoka, TN · Curated MLS Search

VA Loan Homes in Atoka, TN

An editorially curated view of every active va loan homes listing in Atoka, TN. Updated in real time from the local MLS, presented without the noise.

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Atoka Market — VA Loan Homes Comparison

Live MLS data — citywide vs. VA Loan Homes

Atoka
VA Loan Homes
inventory
Active Listings
73
3
Sold (Past 6 Mo.)
74
1
Under Contract
13
0
pricing
Avg. List Price
$442,533
$415,800
typical home
Avg. Beds
3.9
4.3
Avg. Baths
2.5
2.7
Days on Market
166
88

VA Loan Homes in Atoka: Market Data

Data as of (MLS snapshot; listings below update live)

Groome & Co Realtors' review of MLS data as of October 19, 2026 shows 3 active listings for Atoka VA loan homes. Listings in this search do not come up often in Atoka. These listings made up about 4% of the 73 active listings in Atoka, across every property type. Over the past six months, 1 listing in this search sold. In a market this small, a listing alert is the most reliable way to hear about the next one.

VA Loan Homes in Atoka, TN, October 19, 2026
MeasureValue
Active listings3
All active listings in Atoka, every property type73
Sold, past six months1

VA Loan Homes in other cities

Market questions

How many Atoka VA loan homes are on the market?

There were 3 Atoka VA loan homes for sale as of October 19, 2026, based on Groome & Co Realtors' review of MLS data.

How do Atoka VA loan homes compare with other cities?

As of October 19, 2026, there were 3 Atoka VA loan homes for sale. In the same search, Bartlett had 3 VA loan homes for sale, Somerville had 3 VA loan homes for sale and Collierville had 2 VA loan homes for sale.

How many Atoka VA loan homes sold in the past six months?

There was 1 sale of Atoka VA loan homes in the six months before October 19, 2026.

How do Atoka VA loan homes compare with all active listings in Atoka?

As of October 19, 2026, there were 3 Atoka VA loan homes for sale, out of 73 active listings in Atoka across every property type.

Listing data courtesy of the Memphis Area Association of REALTORS®.

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View All Atoka TN VA Loan Homes Listings

238 Ridge Top Ln, Atoka
$550,000
4 Beds ⋅ 3 Baths ⋅ 10233150 MLS
This former model home in Sterling Ridge of Atoka features 4 bedrooms, 3 baths, a bonus room, and an 18x40 pool! The split floor plan places the primary suite in its own wing on the left side, complete with an oversized closet and shower. Features include 8-foot doors, custom barn doors, wide-plank wood flooring, and an oversized family room with fireplace. The eat-in kitchen offers custom cabinetry, an oversized island with barstool seating, and a pot filler, with granite countertops throughout the home. Enjoy the pool and covered patio for relaxing or entertaining. A four-car garage with ample parking and a tankless water heater add convenience. Close to dining and shopping! Buyers may purchase using their own financing. Seller will also consider assumption of the existing VA loan at a 2.50% interest rate by qualified VA-eligible buyers, subject to Navy Federal Credit Union and VA approval. Call to schedule your private tour.

238 Ridge Top Ln, Atoka
154 Vivian Way, Atoka
$284,000
3 Beds ⋅ 2 Baths ⋅ 10232617 MLS
The practical layout of this 3 Bedroom 2 Bath home features Smart home technology, a spacious kitchen, privacy fence and is situated conveniently close to Hwy 51, making your commute a touch easier! With granite countertops, a spacious pantry, large island and modern appliances the kitchen is a fan favorite! A split bedroom plan, gas fireplace, and 2 car garage are just some of the conveniences this home has to offer. This home also has an assumable VA loan at 5.75% Call now to schedule a tour!

154 Vivian Way, Atoka
72 W Scottsdale Cv, Atoka
$494,900
5 Beds ⋅ 3 Baths ⋅ 10226874 MLS
Welcome to this like-new 5-bedroom, 3-bath Energy Star certified home nestled in a quiet cove in the desirable Lochmeade Subdivision. With approximately 2,600 sq ft, this thoughtfully designed home offers an open-concept layout perfect for everyday living and entertaining. The double-door entry leads to an elegant foyer and spacious living room with a cozy fireplace. The kitchen features custom cabinetry, granite countertops, a large island, 5-burner gas cooktop, and built-in oven. The main level includes a luxurious primary suite with a soaking tub, walk-in shower, double vanity, private water closet, and walk-in closet, plus a second bedroom and full bath. Upstairs offers additional bedrooms, another full bath, and a huge bonus room ideal for a media room, playroom, gym, or flex space. Enjoy the neighborhood's private pond and walking trail. Move-in ready and a must-see! This home features a VA assumable loan at a highly desirable, below-market interest rate. Reach out for details!

72 W Scottsdale Cv, Atoka
173 Catalpa Cv, Atoka
$525,000
5 Beds ⋅ 3 Baths ⋅ 10222067 MLS
ASSUMABLE 2.875% VA LOAN available for qualified buyers — a rare opportunity in today’s market! Welcome to 173 Catalpa Cove in Atoka, offering 5 bedrooms, 3 full baths, and nearly 3,000 square feet in the sought-after Oak Creek community. Built in 2021, this beautifully designed home features a split-bedroom floor plan, luxury primary suite, dedicated office, spacious great room, and a 3-car garage. The kitchen opens seamlessly to the living and dining areas, making it ideal for entertaining and everyday living. Step outside to enjoy the oversized 22x13 covered patio, custom fire pit area, Permanent Govee outdoor lighting, expanded driveway, fenced backyard, and charming small pond feature in the front landscaping beds that adds incredible curb appeal. Additional highlights include upgraded finishes throughout, flexible living spaces, and a prime Atoka location convenient to schools, shopping, and dining. This one truly checks all the boxes — schedule your private showing today!

173 Catalpa Cv, Atoka
70 Trinity Cv, Atoka
$463,500
5 Beds ⋅ 3 Baths ⋅ 10220544 MLS
BACK ON THE MARKET & BETTER THAN EVER! This beautifully updated, move-in-ready 5-bedroom, 3-bathroom home offers the perfect combination of space, style, and functionality. With brand-new carpet throughout and fresh paint in every room, this home is truly ready for you to move in and make it your own! The spacious, thoughtfully designed layout features a highly desirable open floor plan, allowing the main living spaces to flow effortlessly together. Whether you're hosting family and friends or enjoying a quiet night at home, the inviting living areas provide plenty of room to gather and relax. The five generously sized bedrooms offer exceptional flexibility for everyone’s needs, with ample space for family, guests, a home office, gym, or hobby room. For added convenience, the property also features a 220-volt electrical hookup electrical hookup. Assumable 5.4% VA Loan

70 Trinity Cv, Atoka
102 Trinity Cv, Atoka
$600,000
5 Beds ⋅ 4 Baths ⋅ 10207405 MLS
With a 2.6% assumable VA loan~Discover the perfect blend of small-town charm & modern comfort in this stately Atoka home! Nestled in a quiet cove & walkable to Atoka Elementary, this property sits on the largest lot in the neighborhood—0.68 acres—with lush front landscaping & a massive fenced backyard oasis ideal for entertaining. An open floor plan offers 5 bedrooms & 3 baths. The kitchen features stainless steel appliances, gas cooking, breakfast bar & nook. The main-floor hosts a guest bedroom & a primary suite with luxury bath featuring a walk-through dual shower & soaking tub. Step outside to a sparkling saltwater pool with expansive covered patio. The 2-car side-load garage adds curb appeal while a brand-new 2025 detached heated/cooled garage adds 2 bays & 500 sq ft in law suite or pool house with full bath, & expandable attic potential. This home also features a Generac whole house generator for peace of mind and uninterrupted power—this home is truly exceptional!

102 Trinity Cv, Atoka
81 Crown Way, Atoka
$330,000
4 Beds ⋅ 2 Baths ⋅ 10195865 MLS
ASSUMABLE VA LOAN AT A COMPETITIVE 3.5% Welcome to your dream home at 81 Crown Way in the heart of Atoka! Located less than 15 minutes away from NSA Mid-South, this stunning 4-bedroom 2-bathroom residence, offers a beautiful open-floor plan, seamlessly blending spacious living areas with a modern kitchen- perfect for everyday living and entertaining guests. A beautifully landscaped backyard oasis offering a charming gazebo and a detached storage unit. Perfect for hosting gatherings, or enjoying peaceful evenings under the stars. Experience the perfect blend of suburban tranquility and city accessibility in this exceptional Atoka home. You’re just a short 30 minute to the vibrant attractions of downtown Memphis, the Memphis Zoo, Elvis Presley Graceland and much more. Don’t miss your opportunity to have the perfect home at the perfect interest rate!

81 Crown Way, Atoka
118 Sweetgum Ln, Atoka
$445,000
3 Beds ⋅ 2.1 Baths ⋅ 10194701 MLS
VA Assumable Loan. This open floor plan is a 3 bedroom 2.5 bath home with an office on a large .67 acre lot located in the highly sought after oak creek subdivision in Atoka. This home has a covered back porch and pergola, large storage building with covered porch area, with a completely fenced large backyard. Currently there a pond with egg laying ducks and a goose that can stay. Inside you will find a luxury kitchen featuring a large island & breakfast bar, walk in pantry, double ovens, pot filler, & under cabinet lighting. Dinning features a large arched entry met w/ coffered ceilings. Primary has 2 large walk in closets one leading into laundry. Upstairs has approx 1,200SqFt of unfinished attic that is already framed in for a large rec room, bedroom w/ large walk-in closet, wet bar, & full bath (see attached floor plan). 20 Min from NSA MidSouth. Some TVs, washer Dryer and fridge can stay with the home.

118 Sweetgum Ln, Atoka
142 Empire Ln, Atoka
$322,000
4 Beds ⋅ 2 Baths ⋅ 10172021 MLS
2.87% Assumable VA loan! BACK ON MARKET TO NO FAULT OF THE SELLERS. Welcome home to this turn key move in ready, practically brand new Atoka home. This home offers a spacious open floor plan including a large kitchen island perfect for large gatherings. With 4 beds and 2 baths, this single level home has ample storage and space for everyone. Back patio and fully fenced in spacious back yard is prefect for entertaining. Minutes away from the Navy Base. BONUS! Fridge stays.

142 Empire Ln, Atoka
242 Sterling Farm Dr, Atoka
$314,000
3 Beds ⋅ 2 Baths ⋅ 10163062 MLS
Situated on a large half acre lot, this 3 BR/2 BA home in Atoka has loads of updates for YOU! 2019 New HVAC system, luxury vinyl flooring, poured additional concrete for extra wide driveway. 2020 New roof, primary bathroom updated, 2nd bathroom updated, New shed, New light fixtures, New windows w/transferable lifetime warranty. 2023 Interior paint w/ scraped/painted ceilings, walls, & trim & new backyard patio – poured additional concrete and added covering. 2.875% assumable VA loan option.

242 Sterling Farm Dr, Atoka
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