238 Ridge Top Ln, Atoka, TN 38004

$550,000
4
BD
3
BA

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$550,000
Status
ACTIVE
MLS#
10233150
Bedrooms
4
Bathrooms
3
Lot Size
0

Property Description

This former model home in Sterling Ridge of Atoka features 4 bedrooms, 3 baths, a bonus room, and an 18x40 pool! The split floor plan places the primary suite in its own wing on the left side, complete with an oversized closet and shower. Features include 8-foot doors, custom barn doors, wide-plank wood flooring, and an oversized family room with fireplace. The eat-in kitchen offers custom cabinetry, an oversized island with barstool seating, and a pot filler, with granite countertops throughout the home. Enjoy the pool and covered patio for relaxing or entertaining. A four-car garage with ample parking and a tankless water heater add convenience. Close to dining and shopping! Buyers may purchase using their own financing. Seller will also consider assumption of the existing VA loan at a 2.50% interest rate by qualified VA-eligible buyers, subject to Navy Federal Credit Union and VA approval. Call to schedule your private tour.

Additional Information

Acres
0.34
Annual Association Fee
225
Annual City Tax
1209
Annual County Tax
2164
Bedrooms Downstairs
2
Bedroom Three Description
Level 2, Shared Bath
Bedroom Two Description
Level 1, Shared Bath, Smooth Ceiling, Carpet
Cooling
220 Wiring, Ceiling Fan(s), Central
Exterior
Porch, Covered Patio, Wood Fence
Exterior Windows
Brick Veneer, Aluminum Window(s)
Fireplace
Ventless Gas Fireplace, In Den/Great Room
Fireplaces
1
Floors Ceilings
Part Hardwood, Part Carpet, Tile, Smooth Ceiling, 9 or more Ft. Ceiling, Vaulted/Coff/Tray Ceiling
Foundation
Slab
Heating
Central, Gas, Dual System
Interior Equipment
Range/Oven, Double Oven, Disposal, Dishwasher, Microwave, Trash Compactor, Refrigerator
Legal Subdivision
Sterling Ridge Phase Iv
Living Dining Kitchen
Separate Dining Room, Great Room, Eat-In Kitchen, Breakfast Bar, Pantry, Island In Kitchen
Lot
107
Lot Description
Level, Landscaped, Wood Fenced
Lot Size
0
Misc Interior
Walk-In Closet(s), Walk-In Attic, Cat/Dog Free House, Smoke Detector(s), Monitored Alarm
Neighborhood Amenities
Mandatory
New Financing
Assumption, Conventional, FHA, VA
Other Rooms
Laundry Room, Bonus Room, Entry Hall, Attic
Parking Storage
Driveway/Pad, More than 3 Coverd Spaces, Workshop(s), Garage Door Opener(s), Side-Load Garage
Pool Description
In Ground
Roof
Composition Shingles
Stories
1.5
Style
Traditional
Subdivision
STERLING RIDGE PH4
Subtype
Detached Single Family
Water Sewer
Other (See REMARKS), Tankless Water Heater
Year Built
2017

How much is your home worth?

...get instant property value now!

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Crye-Leike, Inc., REALTORS.

Some or all of the listings displayed may not belong to the firm whose website is being visited

Copyright© 2026 Memphis Area Association of REALTORS®. The information provided is for the consumer's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties that the consumer may be interested in purchasing. Information deemed reliable, but is not guaranteed accurate. Some or all of the listings displayed may not belong to the firm whose web site is being visited.