View All Atoka TN Homes with No HOA Listings

Welcome to beautiful Dear Ridge in Atoka! This stunning 5-bedroom, 3-bath home with bonus room offers the perfect blend of comfort, style and functionality. The gorgeous kitchen is the heart of the home, featuring plenty of space for cooking, gathering, and entertaining. Extra large laundry room with room for a freezer and a counter for folding. Also enjoy the formal dining room for extra room for more formal entertaining! Relax year-round on the screened-in back porch overlooking the backyard, perfect for enjoying peaceful mornings or winding down for the evening. Additional features include a tankless water heater for added energy efficiency and endless hot water. Best of all, there's NO HOA! Don't miss your chance to own this exceptional home in one of Atoka's most desirable neighborhoods!

304 Cotton Fall Dr, Atoka

$459,900

4 Beds ⋅ 3.1 Baths ⋅ 10223940 MLS

Vacation at home every day! Beautifully maintained 4BR/3.5BA home with a dedicated office/flex room that could easily serve as a 5th bedroom. Designed for comfort and entertaining, it features a chef’s kitchen with custom cabinetry, stainless steel appliances, open dining area, and a spacious great room with fireplace. The primary suite offers vaulted ceilings, a luxurious bath, and separate his-and-her closets. Upstairs includes a private bedroom and bath, half bath, and media room with projector and screen. Step outside to your own backyard oasis with a saltwater pool, waterslide, expansive outdoor living areas, and 2 storage buildings. Recent updates include fresh paint, new HVAC, new A/C unit, new windows, new pool/waterfall pump, multi-function pool light, custom pool cover and a 5-year-old roof. Added iron fence/front gate. Enjoy neighborhood amenities including a splash pad, playground, volleyball courts, and walking trails—all with NO HOA! Schedule your private showing today!

148 Claire Dr, Atoka

$429,999

4 Beds ⋅ 3 Baths ⋅ 10218912 MLS

Why wait on new construction when you can have better than new—right now? Standout home on a premium corner lot offering space, upgrades, and features you won’t find in today’s builder-grade options. Enjoy low Tipton County taxes and NO HOA! Fresh paint and a spacious, well-designed layout built for both everyday living and entertaining. The gourmet kitchen serves as the heart of the home, offering space and functionality. The primary suite is a true retreat, with a brand-new private patio—perfect for morning coffee or unwinding in the evenings. Also, you'll have a one of a kind flex bonus room off the primary with endless possibilities—media room, nursery, office, or private sitting area. This home goes beyond what new construction offers, featuring a new Generac whole-home generator, top-of-the-line kids’ playground, and plenty of parking with the newly expanded driveway! Skip the delays. Skip the add-ons. Get more, right now. Schedule your showing today!

156 Duncan Dr, Atoka

$499,900

4 Beds ⋅ 3 Baths ⋅ 10218724 MLS

LUXURY LIVING IN THE COUNTRY ***** Beautiful four bedroom, three full bathroom home in the City of Atoka, offering access to excellent Atoka schools and the added protection of Atoka PD. Situated on a gently rolling 1.5-acre lot, featuring an enormous backyard and connection to the city sewer system. Best of all, there are no HOA dues or regulations to worry about. The kitchen is well-appointed with granite countertops, a pot filler, double convection ovens, and a five-burner gas cooktop. The primary suite and two additional bedrooms are located on the ground floor. The primary bathroom boasts a large double vanity, a spacious double shower, and a freestanding soaking tub. Upstairs, you’ll find a huge bedroom with its own adjacent full bathroom, making it ideal for guests or a private retreat. Additional features include a laundry room on the ground floor and a outdoor dog wash, perfect for keeping your pets clean. Check out our video for a better view of this gorgeous property.

1088 Faulkner Rd, Atoka

$389,000

5 Beds ⋅ 3 Baths ⋅ 10211711 MLS

MOVE IN READY. SELLER ADDED A 5TH BEDROOM. 4TH UPSTAIRS BEDROOM HAS A PRIVATE FULL BATHROOM. CARPET LESS THAN 3 YRS OLD. NEW KITCHEN APPLIANCES. ALL NEW LED LIGHTING. HOT WATER TANK 2022. HVAC AND ROOF 2018. WIFI SMOKE DETECTORS. 240 VOLTAGE IN GARAGE. DECKING HAS BEEN UPDATED. NO HOA. WALK IN ATTIC HAS CUSTOM SHELVING TO FIT STANDARD TOTES 15 GALLON AND 27 GALLON. PART OF THE BACKYARD IS FENCED FOR PETS. THE BACK OF THE LOT IS OPEN WITH TREES AND A STORAGE BUILDING. BOOK YOUR APPOINTMENT TODAY.

175 Claire Dr, Atoka

$260,000

3 Beds ⋅ 2 Baths ⋅ 10209698 MLS

This 3-bedroom, 2-bathroom home features a desirable split floor plan with comfort and functionality in every detail. The thoughtful layout provides privacy with the primary suite separated from the secondary bedrooms, while open-concept living spaces create a natural flow for everyday living and entertaining. Updated kitchen and bathrooms provide a move-in ready style that you don't want to miss. Plus, this home sits on 0.05 of an acre with no HOA. Atoka, TN is waiting for YOU!

400 Shannon Ln, Atoka

$455,000

4 Beds ⋅ 3.1 Baths ⋅ 10206477 MLS

Southern Charm Meets Modern Comfort! Welcome to this beautifully maintained 2- story gem nestled in Williamsburg Estates! The seller is offering up to $8,000 towards buyers closing costs! New appliances!! Brand new garage door!!Featuring 4 spacious bedrooms, 3-full baths & 1/2,this home is perfect for growing families or anyone craving space and style. Did I mention it's zoned for the award-winning Tipton County School District? Step inside and enjoy custom touches like built-in bookcases and two cozy gas log fireplaces, while also enjoying the functional layout and generous natural light. The screened-in patio offers the perfect space to unwind, with the backyard prepped and ready with foundation and plumbing already in place for your dream 2-story pool house. No HOA fees! With all the room you need for comfortable living and future enhancements, this home is waiting for you to make it your own! This Tipton County Treasure won't last long- don't miss out! Schedule today!

33 Ward Ln, Atoka

$429,900

4 Beds ⋅ 2.1 Baths ⋅ 10203066 MLS

Previous buyers were relocated.Charming 4-Bedroom Home with Pool,Bonus Room & Custom Finishes in the Heart of Atoka with no HOA. Welcome to this beautifully maintained 4-bedroom, 2.5-bath home situated on a spacious .38-acre lot. The property features a large fenced backyard, swimming pool w/ a spacious deck, covered patio, vaulted ceilings, 3 car garage, & a walk in closet. Step inside to a welcoming living room with a soaring vaulted ceiling and a stunning stone fireplace, offering the perfect mix of comfort & style.The heart of the home is the kitchen, which features custom cabinetry, ample storage, and a layout that flows seamlessly into a breakfast nook and a formal dining room—ideal for both casual meals and entertaining guests. This home also includes a bonus/media/game room, perfect for movie nights, game days, or a playroom. Step outside to a covered patio that overlooks the pool—perfect for grilling and enjoying evenings with friends.

523 Sterling Ridge Dr, Atoka

$430,000

5 Beds ⋅ 3 Baths ⋅ 10198718 MLS

BACK ON THE MARKET THROUGH NO FAULT OF SELLERS. Welcome to Atoka! This beautiful two-story home in the Oak Creek neighborhood offers plenty of space for family and friends. With five spacious bedrooms and three bathrooms, there's room for everyone. The first floor features a primary bedroom and one additional bedroom, providing convenient access and plenty of space. The remaining three bedrooms are upstairs, one of which is particularly large and could easily serve as a media room or bonus space, offering endless possibilities for use. Conveniently located close to NSA Mid-South, this home is ideal for those working on the Navy base in Millington. Located in Tipton County, known for its great schools, this home is perfect for families. As a non-HOA neighborhood, you'll have the freedom to make this house your own. Sellers offering $5000 towards buyers closing costs.

226 S Chinkapin Dr, Atoka

$300,000

3 Beds ⋅ 2 Baths ⋅ 10187323 MLS

***Ready for immediate move-in just before the holidays!*** Charm meets convenience in this delightful 3BR/2BA single-family home situated in a quiet neighborhood with LOW Tipton County taxes and NO HOA! Open-concept split-plan with dedicated dining room and spacious primary with beautiful en suite. The cozy front porch is perfect for morning coffee or afternoon refreshments. Large backyard great for entertaining! Call now! *Huge upstairs for storage or ready for your personal touch for expansion* **Fresh paint, new roof 2023, new water heater 2024!**

384 Sunflower Rd, Atoka

$355,000

3 Beds ⋅ 2 Baths ⋅ 10177876 MLS

LAND, LOCATION, EXPANDABILITY this one has it all! This 3BR 2BA home is nestled in a quiet neighborhood with over a 1-acre lot, NO HOA, LOW TAXES, and a 500 sqft expandable upstairs. Enjoy the sunrise on the expansive front porch and wind down in the evening on the back patio with family and friends. Wonderful layout, move-in ready! Feel confident in your purchase of this home due to recent major updates: *New roof 2017, HVAC 2023 (REME whole home air purification system), water heater 2022!*

313 Rembert Dr, Atoka

$530,000

5 Beds ⋅ 3 Baths ⋅ 10175932 MLS

This exceptional 5 bed, 3 bath home features a custom-built inground pool with a tanning ledge, three water jets, and color-changing neon lights. Upgrades include new AC units, a new roof, updated interior lighting fixtures, fresh paint, and new carpet. The kitchen offers a large walk-in pantry and breakfast nook. The master bath boasts two walk-in closets, a walk-in shower, and a jacuzzi tub. Outside, enjoy a huge backyard, a covered patio, an extended driveway, and a built-in firepit. No HOA.

429 Julia Ann Dr, Atoka

$335,000

3 Beds ⋅ 2 Baths ⋅ 10157374 MLS

***PRICED TO SELL*** Beautiful ranch-style home with prime location, NO HOA, and LOW TIPTON COUNTY TAXES! This 3BR 2BA home greets you with an expansive front porch and features hardwood and tile throughout. Enjoy the large gourmet kitchen with a dedicated dining room, breakfast nook, and bar-top seating. Huge mudroom/laundry room along with dedicated office. The spacious fenced-in backyard features a shed and paved slab perfect for trailers, RV, or other toys. Bring your offer today!

188 Dogwood Trce, Atoka

$382,500

4 Beds ⋅ 2.1 Baths ⋅ 10153917 MLS

Beautiful, 4 bedroom/2.5 bath open concept home, on almost an acre lot (.95)! Built in 2020! Grand 2 story living space w/ cozy fireplace, hardwood floors & a chef's kitchen. Kitchen features leathered granite countertops, SS appl, large island, custom cabinetry, pantry & breakfast area. Luxury primary suite is downstairs & has a tray ceiling, garden tub, real marble double vanity & separate walk in shower. Plenty of yard to have your backyard BBQ's & a spacious deck to relax. NO HOA!

30 S Chinkapin Dr, Atoka

$350,000

3 Beds ⋅ 2 Baths ⋅ 10152234 MLS

Lovely 2017 home in Oak Creek Subd in Atoka, TN. NO HOA! Fabulous split floorplan. High smooth ceilings w/ architectural interest in dining and primary rms. Stainless steel appliances, pot filler at cooktop, step in pantry & granite ctrtops. Huge walk-in closet in primary leads to the laundry rm. The upstairs is floored and plumbed, ready for your personal expansion. The large backyard has enough room for whatever you imagine. Call me or your favorite agent for your personal tour.

56 Cypress Cv, Atoka

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

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Homes with No HOA in Atoka, TN

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