View All Hernando MS FHA Loan Homes Listings

NO HOA! 3% ASSUMABLE FHA LOAN possible for qualified buyers! Almost 2 acres with Hernando schools and no city taxes, a gated property with a wrought-iron gate, swimming pool, spacious backyard, spacious patio, and separate 2-car garage. Under 10 years old, this home combines privacy, premium amenities and extensive recent improvements in a spacious floor plan just minutes from I-55. The home offers two bedrooms and two full baths downstairs, plus three bedrooms upstairs, each with walk-in closets. The spacious primary suite features a peaceful sitting area and two walk-in closets. There is no carpet anywhere in the home. Premium Mohawk RevWood was installed throughout the downstairs in September 2026, including the kitchen and primary bath, with engineered hardwood upstairs. The kitchen features upgraded appliances including convection double ovens, 5-burner electric cooktop, microwave and dishwasher, plus under-cabinet lighting. The primary bath was updated in 2026 with a new soaker tub, new flooring and comfort-height toilet. Distinctive Tuscan iron front doors were added in 2023. Outdoor living is a major highlight, with a 2024 swimming pool with vinyl liner, 2021 hot tub, spacious patio, fenced backyard and integrated sound extending from the living room to the patio, pool and hot tub areas. The gated property provides privacy and plenty of room to enjoy the nearly 2-acre setting. One of the property's most distinctive improvements is the 14' x 20' climate-controlled kennel, added in Spring 2026, featuring four 5' x 5' interior runs, four 5' x 20' exterior runs, high-end Gun Dog Doors and a complete kennel system. A 6' x 12' greenhouse provides another unique amenity. Smart thermostats, Wyze security cameras and video doorbell remain. The separate 2-car garage provides additional parking and storage. For additional peace of mind, the sellers proactively completed a professional pre-listing home inspection and addressed the items identified. Conveniently located approximately 5 minutes from I-55 and approximately 30 minutes from most of the Memphis metro area. A rare opportunity to own almost 2 acres with no HOA, a swimming pool, gated property, Hernando schools, exceptional outdoor living and significant recent improvements already completed.

4578 Mccracken Road, Hernando

4 Beds ⋅ 2 Baths ⋅ 4083908 MLS

Escape to your own private oasis with this enchanting home that promises tranquility and comfort. Nestled in a serene setting with expansive country views, this property invites you to unwind and rejuvenate in its stunning backyard. Inside, the thoughtful split bedroom plan ensures privacy and space for everyone. The living room features a cozy corner fireplace, perfect for chilly evenings, while the separate dining area and well-appointed kitchen create an ideal space for entertaining and family gatherings. The kitchen is a chef's delight, equipped with granite countertops, stainless steel appliances including a slide-in gas stove, new dishwasher and a convenient center island for culinary adventures. Engineered Hardwood floors grace the entry, living room, kitchen, and dining area, adding warmth and character to the home. A dedicated laundry room offers convenience and organization. The highlight of the home is the fabulous primary suite, boasting a large salon bath with a luxurious marble vanity top, a relaxing jetted tub, a separate shower, and an expansive walk-in closet. Upstairs, a finished bonus room serves as a versatile space that can function as a 4th bedroom, home office, or recreation area, providing flexibility to suit your needs. Outside, the backyard is a haven unto itself, with views that overlook a beautiful farm area, offering a peaceful backdrop to daily life. This property offers more than just a house; it offers a lifestyle of serenity and luxury. Come home to your sanctuary where you can truly unwind and enjoy the beauty of your surroundings. Twin Nest Thermostats and Ring Doorbell included. This Home does have an ASSUMABLE FHA Loan with 3.25% interest rate, $1,703.53 monthly payment, $223,000 Approximate Loan Balance and 22 years, 8 months left on the loan.

81 Magnolia Gardens Drive, Hernando

3 Beds ⋅ 3 Baths ⋅ 2277557 MLS

BEAUTIFUL 3 BEDROOM 2 1/2 BATH HOME LOCATED IN A QUIET COVE IN HERNANDO. HOME OFFERS AN EAT-IN KITCHEN, FORMAL DINING ROOM, GREATROOM, BONUS ROOM, LAUNDRY ROOM AND DOUBLE GARAGE. NO BEHIND NEIGHBORS! INCLUDES DECK OVERLOOKING THE BACKYARD AND WOODS. EAT-IN KITCHEN PRESENTS A DINING AREA, PANTRY, BREAKFAST BAR, BUILT-IN MICROWAVE, ELECTRIC STOVE, DISHWASHER AND LOTS OF CABINETS & COUNTERTOP SPACE! THE GREATROOM PRESENTS VAULTED CEILINGS, A GAS FIREPLACE AND DOOR LEADING TO THE BACKYARD. ARCHED DOORWAYS FRAME THE FORMAL DINING ROOM. THIS IS A SPLIT BEDROOM PLAN. THE MASTER SUITE INCLUDES A HUGE WALK-IN CLOSET WITH BUILT-IN SHELVES, VAULTED CEILINGS, DOUBLE SINKS, SEPARATE SHOWER & JACUZZI TUB. THE REST OF THE DOWNSTAIRS INCLUDES A HALF BATH, LARGE LAUNDRY ROOM AND 2 ADDITIONAL BEDROOMS SEPAR ATED BY A FULL BATH WITH LINEN CLOSET. THE UPSTAIRS BONUS ROOM COULD BE USED AS THE 4TH BEDROOM, MEDIA ROOM OR PLAYROOM. GREAT HOUSE IN GOOD CONDITION. CHECK OUT THE VISUAL TOUR TODAY! Go to www.HomeTelosFirst.com for more information about this property. Case#281-333248. $100 down payment available with FHA loan on this home!!!!

3730 Shelby Cove, Hernando

4 Beds ⋅ 3 Baths ⋅ 2294123 MLS

It is a great time to invest in a home. Interest rates are insanely low, and it is getting easier to get a loan. This Property qualifies for a zero down payment USDA Loan. Or go with an FHA with Smart Solutions with less than 1% down payment. Conventional loans with as low as a 3% down payment. This property is on a inlet of Woodland Lake. Large wood deck over looking the lake with privacy.

11299 Cypress Drive, Hernando

3 Beds ⋅ 2 Baths ⋅ 2290111 MLS

Beautiful home, lots of upgrades. All new inside including carpet. Wood burning fireplace, double sinks in Salon Master bath with separate tub and shower, huge walk in closet, breakfast bar, built in desk in kitchen, laundry big big big! Split floor plan, deck on front and side. Owner will finance, interest and down payment depends on credit. Call for credit application OR home will go FHA or use the MS Home Corp loan with very little down. In country but close enough to town and wonderful schools. Dining area at end of Great Room, plus eat in Kitchen.

5688 Trinity Drive, Hernando

4 Beds ⋅ 4 Baths ⋅ 4037070 MLS

BUILDER WILL BUY DOWN THE RATE TO 5.99% FOR THE LIFE LOAN IF FHA FINANCING IS PROVIDED BY ONE OF OUR PREFERRED LENDERS. PLUS, BUILDER WILL PAY $5,000 CLOSING COSTS AND/OR PREPAID ITEMS FOR BUYER. MUST CLOSE WITH AUSTIN LAW FIRM. All builder contributions are subject to the limitation requirements of the mortgage company and FHA. Rate Buydown also available for a Conventional loan but terms may vary according to the loan to value. 4 Bedrooms, 3.5 Bathrooms in Short Fork(For more information on the Short Fork development go to www.shortforkfarms.com). Great room features wood flooring and a ventless gas firplace. Primary room is spacious and has a salon bath with a separate tiled shower and tub, double sink, granite, and a good-sized closet. The kitchen includes granite, tile, stainless appliances, island, custom cabinets and more. Stairs are wood treads. Upstairs there is a Jack and Jill bath between the second and third bedrooms. The 4th bedroom has its own full bath. (all bathrooms include granite countertops). Dual Fuel HVAC system is included. ***Ready Now. Buyer is to verify schools. Taxes are of lot only.***

3063 Ac Freeman Dr N, Hernando

4 Beds ⋅ 3 Baths ⋅ 4033956 MLS

Sparkling home in a great location! This 4 Bedroom (3 Down/1 Up), 3 Bathroom home has so much to offer! Downstairs you will find a spacious living and dining room combo, a large kitchen with tons of cabinets and counter space, granite counters and tiled backsplash, a wonderful hearth room that is open to the kitchen & breakfast area, a master suite w/private bath that includes a double sink vanity w/knee room and a separate shower and tub, 2 additional bedrooms and a 2nd full bathroom. Upstairs you will enjoy the huge closet in the 4th bedroom & another bathroom. Other features include tall ceilings, hardwood flooring, custom built-ins around fireplace, plantation shutters, Leaf Filter gutter guards, a super nice covered back patio over-looking a large, fenced back yard with pretty landscaping and don't forget to ask your Realtor about the 2.25% assumable loan for FHA or VA Buyers!

704 Hemingway Cove, Hernando

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

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